August 31, 2015
A Market Solution

Since the United States is not Australia or any other country rational on the question of gun control, none of the usual, obvious, commonsense solutions to gun violence can ever be enacted here. What to do then? Here is the first proposal I’ve come across that might actually stand a chance, in this land of induced constitutional derangement:

From John Gear, posting on Undernews.

Rather than trying to limit access to or take guns away from law-abiding adults, we must instead insist that the adult responsible for a gun at any instant (maker, seller, or buyer) have enough liability insurance to cover the harm that could result if that adult misuses it or lets it reach the wrong hands.

Who gets the insurance proceeds, and for what? The state crime victims' compensation fund, whenever a crime involving guns is committed or a gun mishap occurs. The more victims, the bigger the payout. The greater the damage (from intimidation to multiple murders and permanent crippling), the greater the payout. The insurers will also pay the fund for other claims, such as when a minor commits suicide by gun or accidentally kills a playmate with Daddy's pistol. This will reduce such mishaps. Insurance is very effective in getting people to adopt safe practices in return for lower premiums.

When a crime involving a gun occurs, the firm who insured it pays the claim. If the gun is not found or is uninsured (and there will still be many of these at first) then every fund will pay a pro-rated share of the damages, based on the number of guns they insure. This will motivate insurance firms — and legitimate gun owners — to treat uninsured guns as poison, instead of as an unavoidable byproduct of the Second Amendment.


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Posted by Jerome Doolittle at August 31, 2015 02:30 PM
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Love it.

Good catch!

Posted by: Cirze on September 1, 2015 2:48 AM

Alas, I fear the gun lobby (and in this case, since it would cost them, too) gun owners would kill this one before it finishes gestating. "Why, it's just a law that punishes us for owning guns, dontcha know!"

The real answer is even tougher to make happen, but over time it could be achieved, with patience, pressure, and perseverance: repeal the Second Amendment.

Yours very crankily,
The New York rank

Posted by: NewYork Crank on September 1, 2015 1:42 PM

The problem isn't the second amendment, which is perfectly clear in its intent. The problem is the Supreme Court, which went through verbal gymnastics to pervert the amendment's historically agreed-upon intent into something more agreeable to the gun lobby and the GOP. (Or do I repeat myself?)

Posted by: Mamasan on September 1, 2015 2:14 PM

I feel the same way about guns as I do about studded tires, there should be a ten thousand dollar per unit per user fee assessed on the manufacturer. Of course, I also think they should be found hanging from the nearest lamppost with their clothes on fire.

A clear and present danger to my grandchildren's future.

Posted by: Ten Bears on September 1, 2015 10:46 PM
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