August 11, 2009
Looks Good on the Lot, But Wait Till You Take Her for a Spin!

Since I practically never run across anybody without at least one horror story about health insurance (unless they’re on Medicare), I’ve been constantly surprised at the percentage of Americans who tell pollsters they’re satisfied with their private-sector insurance.

I should have guessed:

In addition, data from a Kaiser Family Foundation poll last year, compiled at the request of The Washington Post, suggest that the people who like their health plans the most are the people who use them the least.

Those who described their health as “excellent” — people who presumably had relatively little experience pursuing medical care or submitting claims — were almost twice as likely as those in good, fair or poor health to rate their private health insurance as excellent...

Insurers argue that a government plan could dominate the market, reducing consumers’ options. But in the private market, options are limited by employers who restrict employees’ choice of insurers and by insurers who restrict their choice of doctors.

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Posted by Jerome Doolittle at August 11, 2009 03:21 PM
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It's as simple as that: your employer-based health care insurance is excellent, great, superb, until you get seriously ill.

Posted by: Weniger Gottquatsch on August 11, 2009 4:12 PM

Well, no shit! I thought we were in great shape with insurance and all, until I got sick now they routinely deny the prescriptions I'm prescribed by my doctor and I find I'm limited on who I can see. It has turned out to be crap and the copays are killing me if the denials of service don't first. A poll of people who haven't had to use the garbage (our healthcare system) is meaningless.

Posted by: knowdoubt on August 11, 2009 5:17 PM
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